Licenciamento

For many people when that time of year arrives when they have to renew seguro do carro, it can be quite a hassle. Mainly because they know they are better off paying the amount as a lump sum rather than in monthly installments. This means having to raise this larger amount. Wherever possible it is best when you can minimize this financial impact by ensuring your qualify for the lowest rates. One of the best ways to ensure you are getting the best rats is to shop around. Using online comparison websites or consulting with an independent insurance agent is the best way to ensure you get such rates. 

 

Always ensure that you renew or transfer your policy within good time. Any gaps can result in you losing valuable discounts and paying higher rates. Also work on ensuring your maintain good credit. Many insurers still purl credit scores and when you have a poor one you may find your rates rising. More importantly, you need a good driving record. Even simple offenses like speeding tickets can severely damage your rates. If you live in an area with alternative transport links like buses and trains, consider lowering your mileage. The less you drive and the instead opt for public transport, the lower rates you can get.  

 

If you live in an area with little traffic incidents, have a low cost vehicle and good driving record, then you may also want to consider getting a higher deductible. Make sure however that you have the finances to cover these deductibles in case of an accident. When carrying out comparison shopping, make sure to seek out the insurer with whom you qualify for the highest number and value in discounts. Also consider making small investment in your vehicle that will qualify you such discounts such as tracking and anti theft devices. Opting to park your vehicle in a garage rather than on the road can also help. As the value of your vehicle declines even further, also consider dropping some of your coverage such as comprehensive or collision insurance. Make sure to compare the value of your vehicle with the value of the insurance you are paying for it. If comparable you should consider less cover. 

 

Click on licenciamento to learn more.